Auto Enrolment 1

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Businesses of all sizes must offer a pension to their employees – it’s the law. At Broadstone, we’re helping SMEs meet their legal requirements with the minimum of hassle.

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Working in partnership with Smart Pension

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We can help you meet your pension requirements in three hassle-free steps.

[/vc_column_text][vc_empty_space height=”10″][/vc_column][/vc_row][vc_row full_width=”stretch_row” equal_height=”yes”][vc_column width=”1/3″][iconbox type=”image” tag=”h4″ text=”” title=”Step 1: Answer some questions” class=”style4″ icon_image=”157″]Answer a few simple questions about your business.[/iconbox][vc_empty_space height=”30px”][/vc_column][vc_column width=”1/3″][iconbox type=”image” tag=”h4″ text=”Find out more” title=”Step 2: Get your price” class=”style4″ icon_image=”232″]Our expert team will use this information to let you know how much it could cost you to set up your fully compliant, low-cost, value for money pension scheme.[/iconbox][vc_empty_space height=”30px”][/vc_column][vc_column width=”1/3″][iconbox type=”image” tag=”h4″ text=”Find out more” title=”Step 3: We’ll let you know once it’s done” class=”style4″ icon_image=”151″]If you’re happy with your quote, we’ll take care of the rest and inform you once your scheme is set up so you can go back to focussing on your business.[/iconbox][vc_empty_space height=”30px”][/vc_column][/vc_row][vc_row][vc_column][vc_empty_space height=”30px”][vc_btn title=”I’m ready to get an auto enrolment quote” style=”flat” color=”blue” size=”lg” align=”center” link=”url:https%3A%2F%2Fwww.broadstone.co.uk%2Fsmall-business-hub%2Fsme-form-ae-step-1%2F”][/vc_column][/vc_row][/vc_section][vc_section full_width=”stretch_row” content_placement=”middle” css=”.vc_custom_1607610156446{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #ecf0f1 !important;}”][vc_row gap=”35″ content_placement=”middle”][vc_column width=”1/2″][vc_empty_space][vc_single_image image=”7714″ img_size=”full” alignment=”center” style=”vc_box_rounded”][/vc_column][vc_column width=”1/2″][vc_custom_heading text=”What are my pension obligations?” font_container=”tag:h2|font_size:24|text_align:left|color:%232d2d2d” use_theme_fonts=”yes”][vc_empty_space height=”10″][vc_column_text]As of 1 October 2012, all businesses, regardless of size, have a legal obligation to automatically enroll all employees into a workplace pension scheme. Meeting these ‘auto-enrolment’ requirements is known as ‘Day One Compliance’.

Almost all new workplace pension schemes these days, including those set up via auto-enrolment, will be a defined contribution (DC) pension scheme. This simply means that both the employer and the employee will ‘contribute’ a ‘defined’ amount into the employee’s pension pot each month. This is paid in via a tax-free percentage of the employee’s salary each month. As an employer, you can choose to contribute more to your employees’ pension if you would like, as long as you meet the minimum contribution levels.[/vc_column_text][vc_empty_space][/vc_column][/vc_row][/vc_section][vc_row gap=”35″ content_placement=”middle” css=”.vc_custom_1611831963371{padding-top: 30px !important;padding-bottom: 30px !important;}”][vc_column width=”1/2″][vc_empty_space height=”50px”][vc_custom_heading text=”How much do I pay?” font_container=”tag:h2|font_size:24|text_align:left|color:%232d2d2d” use_theme_fonts=”yes”][vc_empty_space height=”10″][vc_column_text]We keep our pricing as simple as possible with no hidden fees or complex pricing structures.

If you already have a workplace pension scheme but think you could benefit from our auto-enrolment solution with Smart Pension and could take much of the time-consuming administration off your hands then view our pension support services for more information on switching pension providers and how we can help.[/vc_column_text][vc_empty_space][vc_row_inner][vc_column_inner width=”2/3″][vc_cta h2=”£300 one off fee” h2_font_container=”font_size:25″ h2_use_theme_fonts=”yes” h4=”Regardless of the size of your scheme” h4_font_container=”font_size:16″ h4_use_theme_fonts=”yes” style=”flat” color=”blue” use_custom_fonts_h2=”true” use_custom_fonts_h4=”true”][/vc_cta][/vc_column_inner][vc_column_inner width=”1/3″][/vc_column_inner][/vc_row_inner][/vc_column][vc_column width=”1/2″][vc_empty_space][vc_single_image image=”7535″ img_size=”full” alignment=”center” style=”vc_box_rounded”][/vc_column][/vc_row][vc_row css=”.vc_custom_1611315401344{padding-top: 40px !important;}”][vc_column][vc_custom_heading text=”Be compliant from day one” font_container=”tag:h2|font_size:24|text_align:center|color:%232d2d2d” use_theme_fonts=”yes”][vc_column_text]

Our comprehensive service is designed to streamline the process of setting up a pension whilst at the same time providing access to specialist support every step of the way to help you comply with the new legislative requirements.

Our auto-enrolment service includes:

[/vc_column_text][/vc_column][/vc_row][vc_row gap=”35″ equal_height=”yes” content_placement=”middle” css=”.vc_custom_1606914914029{padding-top: 40px !important;padding-bottom: 40px !important;}”][vc_column width=”1/3″][vc_icon icon_fontawesome=”fas fa-tty” align=”center”][vc_column_text]Communications –  the legislation does not insist upon communicating with your employees before your Duties Start Date but many businesses consider it to be good practice. Broadstone will help by providing you with template letters to  help with any  statutory communications you need at your staging date.[/vc_column_text][/vc_column][vc_column width=”1/3″][vc_icon icon_fontawesome=”fas fa-clipboard-list” align=”center”][vc_column_text]Declaration of compliance – it is a legal requirement to complete The Pensions Regulator’s online Declaration of Compliance within five months of your Duties Start Date. Failure to do so is a breach of the law. Broadstone will assist you in completing your online declaration.[/vc_column_text][/vc_column][vc_column width=”1/3″][vc_icon icon_fontawesome=”fas fa-phone-volume” align=”center”][vc_column_text]Support helpline – all through the process up to the point of submitting your Declaration of Compliance you will be able to talk to or email our team of auto-enrolment specialists for guidance.[/vc_column_text][/vc_column][/vc_row][vc_row gap=”35″ equal_height=”yes” content_placement=”middle” css=”.vc_custom_1606914801041{padding-top: 40px !important;padding-bottom: 40px !important;}”][vc_column width=”1/6″][/vc_column][vc_column width=”1/3″][vc_icon icon_fontawesome=”fas fa-sync” align=”center”][vc_column_text]

Working with payroll – auto-enrolment compliance is also a payroll systems issue with many businesses taking comfort that their payroll provider or accountant/bookkeeper will take on this responsibility. To ensure this is the case we will provide you with a checklist so that you can ensure your software system is fit for purpose.

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Cost modelling – assess the cost to you based on how much you would like to contribute to your employees’ pensions. You can decide which of the options sits within your budget, and perhaps at the same time reflect on how you want to reward your employees.

[/vc_column_text][/vc_column][vc_column width=”1/6″][/vc_column][/vc_row][vc_section full_width=”stretch_row” content_placement=”middle” css=”.vc_custom_1605700466699{padding-top: 50px !important;padding-bottom: 50px !important;}”][vc_row full_width=”stretch_row” gap=”35″ content_placement=”middle” css=”.vc_custom_1611832002166{padding-top: 30px !important;padding-bottom: 30px !important;background-color: #ecf0f1 !important;}”][vc_column width=”1/2″][vc_empty_space][vc_single_image image=”5091″ img_size=”full” alignment=”center” style=”vc_box_rounded”][/vc_column][vc_column width=”1/2″][vc_custom_heading text=”What’s next?” font_container=”tag:h2|font_size:24|text_align:left|color:%232d2d2d” use_theme_fonts=”yes”][vc_empty_space height=”10″][vc_column_text]Leave it with us!

We use the information you provide to set up your scheme on the Smart Pension platform and if you sign up for pension support services we will provide ongoing oversight of your scheme and can make any changes or updates that you need.

We will also get in touch if any regulatory changes or scheme documents require your attention so you will always remain up to date with your obligations.[/vc_column_text][vc_empty_space][/vc_column][/vc_row][/vc_section][vc_section full_width=”stretch_row” css=”.vc_custom_1612362263649{padding-top: 50px !important;padding-bottom: 50px !important;}”][vc_row gap=”35″ content_placement=”middle” css=”.vc_custom_1605700508128{padding-top: 40px !important;padding-bottom: 40px !important;}”][vc_column width=”1/2″][vc_single_image image=”8074″ img_size=”full”][/vc_column][vc_column width=”1/2″][vc_custom_heading text=”Ongoing Support” font_container=”tag:h2|font_size:24|text_align:left|color:%232d2d2d” use_theme_fonts=”yes”][vc_empty_space][vc_column_text]

We are also able to offer a range of options in respect of your ongoing requirements including:

  • Pensions governance – meet your obligations and look after your members
  • Review or change providers
  • Employee support, communications and member engagement
  • Implementing salary exchange
  • Personal Financial Planning

[/vc_column_text][vc_empty_space][vc_btn title=”Find out more” style=”outline” color=”blue” size=”lg” align=”left” link=”url:https%3A%2F%2Fwww.broadstone.co.uk%2Fsmall-business-hub%2Fpension-support-services%2F”][/vc_column][/vc_row][/vc_section][vc_section full_width=”stretch_row” content_placement=”middle” css=”.vc_custom_1605622621898{padding-top: 30px !important;background-color: #2c3e50 !important;background-position: center !important;background-repeat: no-repeat !important;background-size: contain !important;}” el_class=”mask”][vc_row css=”.vc_custom_1605608865239{padding-top: 30px !important;padding-bottom: 30px !important;}”][vc_column css=”.vc_custom_1605005032857{padding-right: 150px !important;padding-left: 150px !important;}”][vc_custom_heading text=”Ready to enrol your staff into a pension? We can help.” font_container=”tag:h2|font_size:24|text_align:center|color:%23ffffff” use_theme_fonts=”yes”][vc_empty_space height=”10″][vc_column_text]

Click the button below to start the process.

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